Kimberly Winick’s practice centers around commercial finance and bankruptcy law, and spans the spectrum of clients’ financial concerns. Every business is both a debtor and creditor, owing on business and real estate loans and being owed for services rendered or goods sold. Lenders and borrowers of all stripes need to minimize the risks of bankruptcy. Comfortable representing the interests of either side in a given transaction, Ms. Winick structures loans, credit sales, asset acquisitions, leases, and long-term contracts to minimize bankruptcy risks, such as nonpayment, subordination, avoidance of preferences and fraudulent conveyances, assumption or rejection of leases, and protection and preservation of collateral.
Ms. Winick is equally comfortable in the courtroom. She is experienced in perfecting, prosecuting, and defending the interests of institutional lenders with respect to a full range of products including secured and unsecured lines of credit and term loans, and other credits – anything that may become a “special asset.” She also has represented many business debtors in workouts or restructuring of debts and entire business organizations and operations. Forbearance agreements, loan modifications, out of court workouts, and formal bankruptcy proceedings all are in her wheelhouse.
In addition to serving clients, Ms. Winick enjoys writing and lecturing on commercial finance and bankruptcy topics, and serving as a pro bono mediator for the bankruptcy courts, often in Spanish.
Lender Representations In Bankruptcy
Real Estate-Related Bankruptcy Representations